{"id":245,"date":"2024-01-28T09:29:57","date_gmt":"2024-01-28T09:29:57","guid":{"rendered":"https:\/\/harakasacco.co.ke\/?page_id=245"},"modified":"2026-07-09T04:46:46","modified_gmt":"2026-07-09T04:46:46","slug":"faraja-benevolent-fund","status":"publish","type":"page","link":"https:\/\/harakasacco.co.ke\/?page_id=245","title":{"rendered":"Faraja Benevolent Fund"},"content":{"rendered":"\n
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Faraja<\/h1>\n<\/div><\/div>\n\n\n\n
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Our Support Services<\/h2>\n\n\n\n
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Ensuring peace of mind during the dark moments!<\/p>\n\n\n\n

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Last Expense FARAJA Benevolent Fund Plan<\/h5>\n\n\n\n
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Faraja Benevolent Fund provides financial assistance and support to our members in need. This fund was established to help individuals facing financial hardship due to the demise of a loved one. The primary goal of Faraja Benevolent Fund is to offer relief and support to those in need, promoting a sense of community and compassion. Don’t walk alone in those trying moments. “Tuko Pamoja”.<\/p>\n<\/div>\n<\/div>\n\n\n\n


Standing With You in Your Time of Need<\/strong><\/p>\n\n\n\n


The Faraja Benevolent Fund is Haraka Sacco’s bereavement support program, established to provide financial assistance and compassionate support to members during the loss of a loved one.
We understand that bereavement brings emotional and financial challenges. Through this fund, members receive timely support to help ease funeral-related expenses and ensure they do not face difficult moments alone.
Who Can Join?
The Faraja Benevolent Fund is open to all active Haraka Sacco members.
The scheme extends cover to eligible members of your immediate family, including:
\u2022 Principal member
\u2022 One spouse
\u2022 Biological or legally adopted children
\u2022 Parents
\u2022 Parents-in-law
To remain eligible for benefits, members must:
\u2022 Maintain active Haraka Sacco membership.
\u2022 Keep their Benevolent Fund contributions up to date.
\u2022 Have no contribution arrears exceeding three (3) consecutive months.<\/p>\n\n\n\n

Eligibility<\/strong>
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The following age limits apply when enrolling in the Fund:
Category Entry Age Period of Cover
Principal Member 18\u201369 years Throughout active membership, provided contributions remain up to date
Spouse 18\u201369 years Throughout active membership
Parents & Parents-in-law 30\u201384 years Throughout active membership
Children From 2 weeks to 21 years Up to 25 years if enrolled as full-time students
Please Note: Only biological or legally adopted children, parents, and parents-in-law are eligible for cover.<\/p>\n\n\n\n

Joining the Fund<\/strong><\/p>\n\n\n\n


Enrollment into the Faraja Benevolent Fund is available to Haraka Sacco members.
Members are required to:
\u2022 Complete the Fund registration process.
\u2022 Nominate their beneficiaries or next of kin.
\u2022 Maintain active membership by making regular contributions.<\/p>\n\n\n\n

Affordable Membership Contributions<\/strong><\/p>\n\n\n\n


The Faraja Benevolent Fund is designed to provide meaningful financial protection at an affordable cost. Members contribute through convenient payment options in accordance with the Fund’s approved contribution schedule.
Contribution rates are reviewed periodically to ensure the Fund remains sustainable while continuing to serve members effectively.
For the latest contribution rates and payment options, please contact Haraka Sacco or visit any of our branches.<\/p>\n\n\n\n

Financial Support During Bereavement<\/strong><\/p>\n\n\n\n


When an eligible bereavement occurs, the Fund provides financial assistance to help members and their families meet funeral-related expenses.
Support is available for eligible claims involving:
\u2022 The principal member
\u2022 One registered spouse
\u2022 Eligible children
\u2022 Eligible parents
\u2022 Eligible parents-in-law
Once a claim has been approved and the required documentation has been verified, assistance is processed promptly to provide timely relief during bereavement.
For current benefit limits and detailed coverage information, please contact Haraka Sacco.<\/p>\n\n\n\n

Beneficiaries<\/strong><\/p>\n\n\n\n


Members are encouraged to nominate their next of kin or beneficiaries during registration.
Benefits are payable only where:
\u2022 The member has remained active in the Fund.
\u2022 Contributions have been maintained continuously for at least three (3) months before a claim is made.
\u2022 The deceased falls within the eligible family categories covered by the Fund.
Keeping beneficiary information up to date helps ensure claims are processed without unnecessary delays.<\/p>\n\n\n\n

Required Claim Documents<\/strong><\/p>\n\n\n\n


To facilitate prompt processing of bereavement claims, applicants should submit:
\u2022 A duly completed claim form.
\u2022 Original or certified copy of the burial permit.
\u2022 Certified copy of the deceased’s National ID or Passport, or an official letter confirming surrender of the ID.
\u2022 Certified copy of the beneficiary’s National ID or Passport.
\u2022 Certified copy of the child’s birth certificate (where applicable).
\u2022 Police abstract report for accidental deaths.
Additional documentation may be requested where necessary to support the claim.<\/p>\n\n\n\n

When Membership Ends<\/strong><\/p>\n\n\n\n


Membership in the Faraja Benevolent Fund ceases when a member:
\u2022 Voluntarily withdraws from the Fund.
\u2022 Ceases to be a Haraka Sacco member through resignation, retirement, dismissal, or death.
\u2022 Fails to make the required contributions for more than three (3) consecutive months.<\/p>\n\n\n\n

Exclusions<\/strong><\/p>\n\n\n\n


The Fund does not provide benefits where death or injury results directly or indirectly from:
\u2022 Criminal or unlawful activities.
\u2022 Self-inflicted injury or suicide within the first year after joining or reinstatement.
\u2022 Driving while above the legal alcohol limit.
\u2022 Illegal drug or alcohol abuse.
\u2022 Active participation in war, civil unrest, riots, rebellion, terrorism, or nuclear and radioactive events.
Claims that fall outside the Fund’s terms and conditions may not qualify for assistance.<\/p>\n\n\n\n

How to Make a Claim<\/strong><\/p>\n\n\n\n


In the unfortunate event of a bereavement:<\/p>\n\n\n\n

Notify Haraka Sacco as soon as possible.<\/p>\n\n\n\n

Complete the Benevolent Fund claim form.<\/p>\n\n\n\n

Submit all the required supporting documents.<\/p>\n\n\n\n

The Managing Committee will review and verify the claim.<\/p>\n\n\n\n

Once approved, financial assistance will be processed promptly.
Our goal is to ensure members receive support quickly during their time of need.<\/p>\n\n\n\n

Governance and Administration<\/strong><\/p>\n\n\n\n


The Faraja Benevolent Fund is administered by a dedicated Managing Committee responsible for ensuring the Fund operates fairly, transparently, and in accordance with its governing rules.
The Committee is responsible for:
\u2022 Reviewing and approving eligible claims.
\u2022 Overseeing the administration of the Fund.
\u2022 Developing and updating Fund policies and procedures.
\u2022 Ensuring responsible stewardship of members’ contributions.<\/p>\n\n\n\n

Our Commitment to You<\/strong><\/p>\n\n\n\n


At Haraka Sacco, we believe that true financial wellness includes standing together during life’s most difficult moments.
The Faraja Benevolent Fund reflects our commitment to solidarity, compassion, and community by providing members with dependable support when they need it most.<\/p>\n\n\n\n


Faraja Benevolent Fund \u2014 Because no member should face loss alone.
Tuko Pamoja!<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Our Support Services Ensuring peace of mind during the dark moments! Last Expense FARAJA Benevolent Fund Plan Faraja Benevolent Fund provides financial assistance and support to our members in need. This fund was established to help individuals facing financial hardship due to the demise of a loved one. The primary goal of Faraja Benevolent Fund […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":14,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-245","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=245"}],"version-history":[{"count":29,"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/245\/revisions"}],"predecessor-version":[{"id":965,"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/245\/revisions\/965"}],"up":[{"embeddable":true,"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/14"}],"wp:attachment":[{"href":"https:\/\/harakasacco.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}